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Huge free ATM network. No surprise fees.No worries. Try GoBank’s award-winning mobile app now!

GoBank is a checking account made for people who are fed up with big banks and their big fees, and designed to be accessed on a mobile phone. It’s fast (works like your other favorite apps), fair (no surprise fees) and feature-rich (keep reading for a sneak peek).



WHY GOBANK?



NO SURPRISE FEES

Seriously. GoBank has no surprise fees. Check out GoBank.com/NoWorries to see what we mean.



GET YOUR PAY UP TO 2 DAYS FASTER WITH ASAP DIRECT DEPOSIT™

Direct Deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Make sure the name and social security number on file with your employer or benefits provider matches what’s on your GoBank account exactly. We will not be able to deposit your payment if we are unable to match recipients.



SIGN UP FOR DIRECT DEPOSIT

If you’re not eligible for the above, you can still sign up for direct deposit to get your pay faster than a paper check!



FREE ATMS

We have a network of ATMs (translation: it’s HUGE) nationwide*. That’s way more ATMs than Bank of America or Chase**. Find the free ATMs all around you with our ATM finder.



PAY BILLS

Pay rent, or any bill with the GoBank app or website. Need to send a check to your landlord (or anyone else)? No problem. We’ll mail the check for free.



SEND MONEY FAST

Quickly send money to friends, family and even the dog groomer who have GoBank accounts. We notify them via email or text message.



DEPOSIT CASH

Just take your GoBank debit card and cash to any participating retail location. Swipe your card or hand it to the cashier, and the cash will be deposited to your account automatically. Other retailers may charge a fee.



MOBILE DEPOSITS

Our nearest bank branch is in your pocket. Use your phone to scan a check and deposit it into your account. You may be asked to upload a picture of your ID.



FREE ADVICE: FORTUNE TELLER™

Use the Fortune Teller to double-check your budget before you spend. Just tell us how much it costs, and we’ll give you a quick yay or nay based on the budget you’ve created.



FYI: We'll need to successfully verify your ID before you can use all of GoBank's award-winning features.



Questions about your GoBank account or your Uber Debit Card from GoBank?

1. Call us at the number on the back of your card (24/7 support).

2. Or log in to gobank.com & email us through the Contact Us page.



Stay in touch with us!



Follow us on Twitter @GoBank and on Instagram @GoBankOfficial. While you’re at it, like us on Facebook.com/GoBank. We’d love to meet you and answer any questions you may have.



*For ATM withdrawals made outside of the GoBank ATM network, a fee will apply. Plus any fee the ATM owner may assess. So, um… just use our free ones. K?



** Source: Chase.com and BankofAmerica.com, as of July 13, 2020



GoBank is a brand of Green Dot Bank, Member FDIC, which also operates under the brands Green Dot Bank and Bonneville Bank. Deposits under any of these trade names are deposits with a single FDIC-insured bank, Green Dot Bank, and are aggregated for deposit insurance coverage.



©2013-2020 Green Dot Bank. All rights reserved.



Terms of Use: https://m.gobank.com/static/other/GoBank_Mobile_App_EULA_iOS_version.pdf



Privacy Policy: https://m.gobank.com/privacy-policy



Technology Privacy Statement: https://m.gobank.com/banking-agreement

Version 2.34.0

We've made some fixes and now support the new iPhone XS, XS Max and XR.

Ratings and Reviews

Very simple and convenient to have

I like this bank alot, I use this card nearly everyday lol and I don’t get locked out or never had anyone tell me I’m using it too much or can’t take a certain amount off, NO OVERDRAFTS and this is still considered a checking account, I can do certain things that wouldn’t be accepted with a regular debit card and avoid expensive fee all because I don’t have a debit card, like apply for credit, no extra fees when paying electric bill, pay my rent with a real check instead of a money order, This has helped me out a lot and has been a real convenience to me. I will say that I had a check once and used the feature online to take a pic but the 7 day wait for my check was horrible and I never used that feature again. Lol sorry but I get 2 direct deposits and just swipe, atm fees are way too expensive, I payed like 5 for taking $20 off, please do something about that... also Walmart cashiers sometimes mess up and I wish there was a branch, instead of adding $100 I’m out of $100 because I have to go dispute it and I know there’s very little Go bank can do, I would think green dot would have branches by now since they are so big. But other wise I like this card a lot has helped me get a credit card and take away some fees for having a checking account.

Hi,
Thank you for taking the time to communicate your concerns with us. We appreciate your feedback. We understand you disagree with a few of our terms and agreements ,and thank you for still allowing us the opportunity to be your alternative to traditional banking. We also thank you for your suggestion, we will forward it to the correct team. Thanks, Green Dot Corporation

Best Prepaid and Mobile Bank Available

I see bad reviews for petty reasons what more do you want for a easy banking experience with no fees or penalties: if you’re looking for all the luxuries of a expensive bank with a checking and SAVINGS well than go irl and go through the hassle! And to complain about the stash and unstash functionality is ridiculous maybe you need to have more self control on your own money handling issues because all the reasons that this bank does is to protect you and you’re money from theft!! Now for my reasons is quite simple I can load free at wal mart or a simple 5 dollar fee at other locations; yes there’s a fee for atm withdrawals but another simple way around that is to get cash back at a register which is amazing since all other cards I tried before run as credit! Gobank gives u a real pin and debit function; also my gf goes out of state once a year and now she has a account so we can send money from each other in the matter of minutes and for free! Now I don’t have to go to all the headaches of western union it’s as easy as sending a text message and bam she has money and I don’t have to worry about her and my son being without any! I can say lots of other Positive reasons but I’ll keep this short as I can cause other than expensive banks and other horrible prepaid “banking” the Choice is easy this a Winner Of A Mobile Banking option A++

Hi,

We're so happy to hear that you're satisfied with our app. Mission Accomplished! We do our best to offer alternatives to traditional banks by offering a variety of features and simple fees. We hope that you continue to enjoy your GoBank app and all its great features.

Thank you,
Green Dot Corporation

It’s okay but the maintenance is a PAIN

My wife and I use this card all the time. Transferring money to family and each other is a breeze and a real convenience. HOWEVER, the fact that they do “maintenance” on such a frequent cadence is a real inconvenience for us. Due to the fact that we have money stashed that we don’t want to over use while we do our daily spending. But whenever GoBank is doing “maintenance” we are unable to unstash our money. And that feature of unstashing is down for HOURS!! When we called customer service about this in the past, they give us the generic answer of “there is nothing we can do due to our system performing it’s routine maintenance”. If customer service had some kind of work around while this “maintenance” was going on, such as having the ability to unstash our money for us from the back end, then this wouldn’t make this such a huge deal for us. But because of the ability of unstashing is down during their “maintenance” we’ve found ourselves stuck at grocery stores, restaurants, and other places of business not being able to leave because we can’t pay for our bill. PLEASE FIX THIS AND THIS WOULD BE A FLAWLESS APP!!

Hi,

Thank you so much for your valuable feedback. We truly value our cardholders and aim to provide the maximum customer experience. Your feedback is appreciated. And will be looking into the concerns you shared here.

Thank you,
Green Dot Corporation

The developer, Green Dot Corporation, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • User Content
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Information

Seller
Green Dot Corporation

Size
110.6 MB

Category
Finance

Compatibility
iPhone
Requires iOS 11.0 or later.
iPad
Requires iPadOS 11.0 or later.
iPod touch
Requires iOS 11.0 or later.
Mac
Requires macOS 11.0 or later and a Mac with Apple M1 chip.

Age Rating
4+

Copyright
© 2013-2020 Green Dot Bank. All rights reserved.

Price
Free

Supports

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

More By This Developer

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Sours: https://apps.apple.com/us/app/gobank-mobile-banking/id535272164

GoBank Review

Who Is GoBank Best For?

GoBank works best if you're looking for a simple checking account and are comfortable with banking online. It's suited for people who want:

  • No overdraft fees
  • A large network of no-fee ATMs
  • Direct deposit of their paychecks
  • No minimum balance requirements
  • A mobile banking app

What Does GoBank Offer?

There's only one account at GoBank, and that's an online checking account.

GoBank also offers the following services:

  • Mobile and online access
  • Free cash deposits at Walmart stores
  • Fee-free ATM access

GoBank Online Checking Account

GoBank's Online Checking Account lets you sign up and manage your account online. It charges a monthly membership fee of $8.95, but you can have that waived by setting up direct deposit totaling at least $500 per month.

You'll have free access to more than 42,000 ATMs. If you use an out-of-network ATM, GoBank will charge you $3, plus any fees charged by the ATM operator.

There are no minimum balance requirements for the GoBank checking account, but there is a maximum balance limit of $50,000, and you can't deposit more than $2,500 in one day or $3,000 total per month.

You'll pay no overdraft fees because there's no overdraft protection, so your purchases may be declined if you run out of money and try to use your debit card.

GoBank accounts are FDIC-insured; since Green Dot Bank owns GoBank as well as Bonneville Bank, all three are considered one financial institution for deposit insurance purposes.

GoBank offers other features, too:

  • The "Money Vault," which lets you set aside certain funds
  • Free online bill payment
  • Person-to-person (P2P) payments
  • Mobile check deposit
  • Paper checks ($5.95 for a pack of 12 checks)

You can add money to your account via direct deposit, mobile check deposit, or in-person cash deposit at a Walmart or participating retailer (fees of up to $4.95 may apply). Cash deposits are available the first business day after the day they are received; for checks, you can expect the funds within five business days. Direct deposits are available the same day.

GoBank Customer Service

If you have questions about your GoBank account, there's an FAQ you can consult. If you want to reach GoBank directly, you can send correspondence through the mail or phone them—there are different numbers to call depending on whether you have a Mastercard or Visa debit card. There's also an online chat function for asking questions.

How to Bank With GoBank

To easily open an account, visit the website, or use the free GoBank app to complete an application. Alternatively, you can obtain a “starter kit” for $2.95 at Walmart stores, which requires a $20 opening deposit. You need to provide personal information such as your Social Security number, date of birth, and address. Financial institutions typically must ask for those details under federal law.

You can fund your GoBank account with cash at a Walmart for free or at another retailer for a fee (up to $4.95). You can also fund your account with a direct deposit or mobile check deposit. GoBank will not accept wire transfers.

Final Verdict

BENEFITS

If you can arrange at least $500 in direct deposits and only use in-network ATMs, you may be able to avoid the fees and use GoBank very inexpensively. Although GoBank doesn't have physical branches, Walmarts are plentiful, so you should be able to find a location should you need to deposit cash for free. Their mobile banking app lets you deposit checks and pay bills from your phone, and the Money Vault feature may keep you from overspending.

DRAWBACKS

If you're not careful, the fees to use this checking account will add up quickly, plus there's no savings account option if you want to save money and earn interest, too. No overdraft protection means your card will be declined if your balance reaches zero, and your account might even be closed if that happens.

The Balance requires writers to use primary sources to support their work. These include white papers, government data, original reporting, and interviews with industry experts. We also reference original research from other reputable publishers where appropriate. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy .

  1. GoBank. "GoBank Deposit Account Agreement," Page 6-7. Accessed July 21, 2021.

Sours: https://www.thebalance.com/gobank-review-walmart-bank-services-315129
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Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions.

Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.

GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

All third-party names and logos are trademarks of their respective owners. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services.

Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, or any eGift Card merchants. Partner terms and conditions apply.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.

©2021 GO2bank. GO2bank is a trademark of Green Dot Corporation. All rights reserved.

Sours: https://www.go2bank.com/help/top_questions/how_do_i_check_the_balance_of_an_egift_card
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GO2bank: Mobile banking

GO2bank is the ultimate mobile bank account, packed with the features you’d expect to make it easier to manage your money. We’re a Member FDIC bank and a brand of Green Dot Corporation which has 21 years of providing innovative financial services to over 33 million consumers in the U.S.

• No monthly fees with eligible direct deposit.¹
• Free nationwide ATM network.²
• Earn over 10x the national savings rate average.³
• Earn up to 7% cash back when you buy eGift Cards from nearly 100 popular merchants in the app.⁴
• Overdraft protection up to $200, with opt-in and eligible direct deposit.⁵
• Get your pay up to 2 days early with ASAP Direct Deposit™.⁶
• Build your credit over time with responsible use of a secured credit card.⁷
• Refer friends to GO2bank to earn rewards.⁸
• Lock and unlock your card with a tap of the app.⁹
• Transfer money from a linked debit card to your GO2bank account.¹⁰
• Cash a check from the comfort of your home.¹¹

Visit GO2bank.com to learn more.

Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features.
See Deposit Account Agreement at https://www.go2bank.com/content/dam/go2bank/legal/about/docs/go2bankdaa.pdf for fees, terms and conditions.

¹ Monthly fee waived when you receive a payroll or government benefits direct deposit in the previous monthly statement period.

² See app for free ATM locations. $3 for out-of-network withdrawals. ATM owner may also charge a fee. ATM limits apply.

³ Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. The average national savings account interest rate of 0.06% is determined by the FDIC as of 5/17/21. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.

⁴ Activated chip-enabled GO2bank card required to purchase eGift Cards. Active GO2bank account required to receive eGift Cards. eGift Card merchants subject to change.

⁵ Opt-in required. $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts paid at our discretion, and we do not guarantee that we will authorize and pay any transaction.

⁶ Direct deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period.

⁷ Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies.

⁸ Terms and conditions apply. See GO2bank.com/refer-a-friend.

⁹ Previously authorized transactions and deposits/transfers to your account will function with a locked card.

¹⁰ Fees and limits apply to debit card transfers.

¹¹ Ingo Money is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Fees may apply. All checks subject to review for approval. For more details, visit https://www.ingomoney.com/partners/greendot-terms-conditions/.

Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.

Technology Privacy Statement - https://www.go2bank.com/content/dam/go2bank/legal/about/docs/technology-privacy-statement.pdf

Sours: https://play.google.com/

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GoBank

Pictures of the previous night flashed in my memory - and my cock slowly tensed. I knew I shouldn't let Kim fuck my mother, but I couldn't shake off the memories of her shaking breasts and hot mouth. To be honest, all these years mom and dad led a very respectable, and one might say, sanctimonious life.

My mother devoted her life to my sisters and me, while my father completely immersed himself in his career.

Now discussing:

Bed covered with a pink blanket, a dressing table with armchairs and perfume, two armchairs, a pouf. There was a tape recorder on the windowsill, it somehow fell out of the general background and was not noticeable. Madame Solbe was least of all like the.



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